{
"success": true,
"data": {
"total_balance": 48500000,
"loan_count": 1240,
"wa_coupon": 6.85,
"wa_maturity": 54.2,
"wa_ltv": 72.4,
"wa_fico": 718,
"wa_dti": 38.1,
"wa_seasoning": 8.3,
"balance_stats": {
"min": 4200,
"max": 95000,
"avg": 39112
},
"delinquency_breakdown": {
"current": 94.2,
"30_days": 3.8,
"60_days": 1.4,
"90_plus_days": 0.6
},
"geographic_top_5": [
{ "state": "CA", "pct": 22.1 },
{ "state": "TX", "pct": 14.3 },
{ "state": "FL", "pct": 11.8 },
{ "state": "NY", "pct": 9.2 },
{ "state": "IL", "pct": 6.7 }
],
"vintage_distribution": {
"2023": 18.4,
"2024": 51.2,
"2025": 30.4
}
}
}